Why We Need Government-Run Universal Socialized Health Insurance
A cartoon explanation of why we need a public health insurance option.
Now that the health care bill has passed, my friend Andy Lubershane (the animator) has made another video about a topic near and dear to my heart: Climate and Energy. Please check it out here: http://www.youtube.com/watch?v=uf7IO3678ng
Animated by Andy Lubershane. More comics at http://www.earthlycomics.blogspot.com
Note: The data in this cartoon is supported by this report: http://www.ourfuture.org/healthcare/hacker, which includes a lot more detail on current proposals for a public option.
What You Need To Know About Medicare Supplemental Plan F
If you’re over the age of 65 you need to understand your Medicare Policy. Medicare will not cover all of your needs. You’re going to need to have a supplemental policy in effect as well. This will ensure that any of your uncovered medical bills is covered. You’ll want to choose the best possible plan for this coverage, and you won’t want to wait very long to do it. If you choose the right Supplemental plan, you will not have to pay any out of pocket expenses. Here are some basics to help you make the right choices.
The most comprehensive plan available is Medicare Part F. It covers everything that your Medicare policy does not. You won’t have to worry about paying deductibles or co-payments for your doctor visits or your hospital stays. Everything you may need will be covered. You can see the doctors you want and stay in the hospital facility that you desire. The only prerequisite is that you must have Medicare in place in order to do this. There are other plans as well, but with other plans you would have to pay a deductible, and you would also have co-payments. You may also be restricted to which hospital facility you stay in and which doctors that you see. Clearly, you want to choose your own hospital and doctor.
Medicare Plans have two parts. Part A, which is your hospital portion of the coverage, and Part B which covers your doctor visits. Medicare Plan F will fill in any gaps that leave you without coverage or require you to pay an out of pocket expense for co-payments or deductibles. You will have peace of mind by not being burdened with these fees.
You can rest assured knowing that you will receive top-notch care by choosing the doctors and hospitals that you desire in lieu of being required to let the insurance company choose for you and you won’t have to settle for anything less.
You’ll have quality care and peace of mind knowing that you can go anywhere that Medicare is accepted. Not only that but your billing will go directly through Medicare and then to your Medicare supplement. So you do not even have to worry about sorting through the medical bills to make sure it gets paid by each company.
Combining Medicare Plan F with your Medicare makes good sense. You’ll have plenty of benefits, and you won’t have to sell off your belongings to pay for your medical care. With one of these plans, it is truly hands off, no worry, health insurance coverage.
Ensuring a Healthy Future in Syracuse, NY with Medicare Advantage Plans
As most people know, getting access to Medicare as you get over can be a huge boon to your health and happiness. Medicare helps pay for your doctor visits, medications, and hospital stays, making them more affordable. However, what Medicare doesn’t cover you must pay for yourself. This is why it’s often suggested that you look at Syracuse Medicare Advantage Plans.
Medicare Advantage Plans are available from many private insurers in the Syracuse area. Their function is to replace the plans offered by regular Medicare, making your health costs more affordable. This is especially important for when you qualify for Medicare at age 65. Around this time in your life you may find yourself going to the doctor a lot more than you ever did before.
When it comes to your options for Medicare Advantage in Syracuse, NY, the main ones are Preferred Provider Organization Plan, Health Maintenance Organization Plan, and even personalized plans if it’s more beneficial for you. People with special needs, such as handicaps, cognitive disorders, or other issues often benefit the most from personalized plans. If you think you need the services of a doctor or care provider outside of Medicare, you can even apply for a HMO Point of Service plan… for a higher fee. This is why it’s very important to assess your budget and health needs before choosing such a supplemental plan. Some people will save more money in the long run by paying higher premiums from the outset. Others may not need specialized doctors and therefore will be fine with non-specialized plans.
Before signing up for anything, however, it’s important to understand all the different facets of your health insurance, premiums, and how you are expected to pay for anything. The only way you can make good decisions for yourself is by following this particular bit of advice. Don’t be afraid to ask questions, and be sure to ignore unsolicited offers as those are usually scams. Do your research and do the approaching. Any Medicare Advantage Plan worth its snuff will be more than happy to answer any questions you may have.
An Introduction Medicare Supplemental Insurance in Texas
Although it might sound sad, individuals who are 65 years old and older frequently need more surgeries and also daily medications. Fortunately there is Medicare to help individuals with disabilities and senior citizens to cover their hospitalization and medication costs.
However, unfortunately there are limitations to Medicare. Probably the biggest limitation that Medicare has is that it covers only 80% of medical costs. The other 20% you are responsible for paying from your own pocket. Needing medical treatment often comes from emergencies that are unexpected. Therefore, when they occur, no matter what the amount of the hospital bill is, the other 20% will need to be paid by you.
For individuals on a fixed income, that can create a serious problem, particularly those living on a pension. Unlike high income individuals, people on limited or fixed incomes don’t have much, if any, room in their budget for covering medical emergencies. That is why getting Texas Medigap coverage is so important. This form of coverage is also called Medicare supplemental insurance.
Texas Medicare Supplemental Insurance
These plans pay for medicines and service costs that are not covered by Medicare. Just like any other type of insurance plan, fixed payments must be made on a Medigap plan. Although it might seem like an added insurance expense, Medigap plans are actually very affordable and predictable options that can help to pay for medical emergencies.
Another good feature of Medigap plans is emergency care coverage while in foreign countries is offered. Seniors who travel out of the country definitely appreciate this feature.
TX Medigap plans can be purchased from several different private insurance companies offering health insurance plans. Discuss this matter with an insurance agent and get a set of Texas Medicare supplement quotes from several different companies. See if they can help you come up with a good insurance plan that will fit your budget in addition to your medical needs.
Like anything that you shop for, you will want to compare several different plans from three different insurance companies at least to ensure you end up with the best plan for you.
How To Hide The Effects Of Aging
You have, no doubt, read numerous anti-aging tips over the years. Read this article to find out how you can feel and look younger than you are.
One great way to keep from worrying about aging is to let go of the obsession with numbers. It is simple to be distracted when you are focusing on the numbers involved with your weight, height and age. You pay your doctor to worry about your numbers, so throw them out of your mind and focus on things that are more fun instead.
You should make sure to take resveratrol. Researchers have found some promising connections between calorie restricted diets and anti-aging benefits. The resveratrol that naturally occurs in nuts and grapes can offer the same benefits. Resveratrol can be found in some supplements and in Japanese knotweed. Another source of reservatrol is within the roots of the South American shrub called Senna quinquangulata.
Your brain is an important muscle that ought to be exercised. Learn something new; you are never to old to take up a new hobby or interest. You will get wiser as you age but make sure you also gain knowledge. You may want to consider taking a class at your community college or just work on a crossword puzzle each day. No matter what you do, it will allow your mind to work and help keep you feeling mentally sharp.
Do your best to bring happiness to the people you are close to. It is a blessing to your life to be able to make others happy. A happy outlook is free and contagious. Look on the bright side of things and spread the joy of life to others.
It is hoped that this article has brought you a new understanding of the aging process, and how to keep yourself healthy. If you are always learning new things then you will keep your mind young which will give you a higher quality of life and help you to live longer,
Solid Advice For Beginning A Fitness Plan
Before reading into this article, acknowledge the fact that keeping up your figure is often hard and rarely fun. However, we must also recognize that it is imperative in remaining healthy. It is not necessary for your workouts to be very extreme. Results are possible even with some effort and putting time in. You might even find that you enjoy it.
Do you find it difficult to devote valuable time to exercise? Split your workout by dividing it into two separate sessions. Don’t necessarily increase your workout time, just break it in half. You can jog for half an hour when you get up and half an hour when you get home from work instead of running one complete hour. With two smaller workouts, you also have the flexibility to do one in the gym and one outside or at home.
To tone up your triceps, you should try to do some simple push-ups. An ideal angle at roughly 45 degrees with your palms is much better practice. This particular pushup tones and strengthens your triceps more effectively than other types of exercises.
Maintaining strong leg muscles will protect your knees from injury. Exercising your quadriceps and hamstrings will help prevent injuries to the ligaments in your knees. Include strengthening exercises for your quadriceps and hamstrings if you want to protect your knees. Leg extensions, leg curls, squats, and lunges are all exercises that will work the upper leg muscles.
If you exercise while watching TV, you can keep your momentum going longer. For example, walk briskly in place each time a commercial comes on. Another option would be to work with small weights while simply sitting in your chair. Keep looking for new ways to get that extra bit of exercise in.
To end, getting healthy and staying that way is not always simple and enjoyable, but getting yourself in the proper mindset can certainly help make both possible. Don’t look at this fitness adventure as a solo mission. Help it out there, but first you have to make the decision to get started.